thanks for the idea, but I'm not looking for loan, I just want a VISA card to be able to use ATMs around the world.
Currently the UNIONPAY that all chinese cards have don't allow ATM usage.
In many countries, there are stores who offer the use of unionpay when paying, but since not all stores offer unionpay, it can be rather difficult to use the money that is in the account when being in another country, causing you to be forced to bring cash
when travelling, and since I don't like running around with like 50 000 rmb in my pocket, I prefer to be able to use the ATM in the same way as I can use my Swedish bank card in chinese ATMs (the Swedish card have VISA, but no credit, so I can only spend money
I already have).
and Mark, no, you can't use the BoC card around the world, it comes with Unionpay and while possible to use it in stores that offer unionpay payments, the ATMs don't allow you to withdraw money, probobly due to Chinese exchange laws..